Important Questions to Ask Before Buying a Yacht or Boat

Make the mistake of buying a boat or yacht on impulse and you will regret it faster than you could imagine. In order to make the most of your time on the water, take a deep breath, sit back for a day, and ask yourself these important boat buying questions first before heading out to look at those yachts for sale. The result will be you enjoy your boat for years to come.

1. How Big of Boat Do I Need?
Don’t buy a huge boat if you only plan on taking a few friends out once in a while. The fees for fuel, permits, and even storage increase as the size of the boat. If you go small, you can always upgrade to a bigger boat at a later time.

2. Should I buy a New Boat?
Have you even considered getting a used boat. There are tons of used boats being sold that are less than a year old and come with all the added upgrades you won’t have to pay for. Chances are pretty good you may even pick up the boat trailer in the deal.

3. Where Will I Store the Boat?
Have you even called the local marina to see how much a space to rent will cost, or if a spot is available? Some local marinas charge more than others, and depending on your finances, the fees can add up quickly. Call as many marinas are in your area and compare prices to the distance from your home too.

4. Did You Test Drive the Boat?
Unlike cars, not all boats are easy to navigate. If you have not tested the boat on the water, you will have no idea how it handles in rough water, how easy it is to steer, and if you can clearly see where you are driving.

5. Do I Understand All the Costs Involved?
Forget the price to buy the boat, start making a list of all the other costs involved with owning a boat that you may be overlooking. Consider costs for fuel, maintenance, storage, licenses, permits, insurance, equipment, gear, and taxes.

6. Are You Prepared?
What happens if you are 10 miles off shore and the motor dies? What happens if a rogue wave capsizes the boat? What happens if a passenger falls overboard? Be sure you are up on all the safety techniques needs to protect both you and all your passengers.

Once you can answer all of these questions, get excited! Now you are ready to make that boat purchase and get out on the open seas and create some fun memories that will last you a lifetime. For more info like this visit:

5 Important Things to Consider Before Hiring Your DUI Attorney Charleston SC

DUI Attorney Charleston SCWhen you are arrested under the suspicion of driving under the influence, it is an extremely serious matter which requires you hiring legal professional help specializing in DUI law. You should take the time to find the best attorney to suit your needs and that will focus on your case. If you aren’t comfortable with a legal professional, wait unless you find a DUI attorney Charleston SC  that you trust completely.

1. Don’t be afraid to question questions – This could be life-changing experience, especially if you are relying on your vehicle to get you to work. Be sure that you ask the DUI lawyer exactly how many DUI cases they have tried ahead of? What strategies they used to get favorable results? Is DUI their only specialty? What percentage of their own current caseload is related to DUI cases?

2. Don’t settle for generic answers – If you’re getting answers that do not fully explain in detail your questions, how would you think they could be received when a judge or jury is listening during a trial? All answers need to be easily understood and clear. If not, move on to a more professional DUI attorney that is on your list.

3. Know your charges upfront – The DUI attorney must be able to clearly explain your costs throughout the entire process. The last thing you are going to need is getting a bill for a supplementary $15,000 because your case eventually had to go to trial and you assumed all fees were included. All attorney fees must be in writing with a clear definition of all costs through the process.

4. Interview multiple law firms – Never look at the first DUI lawyer interview and assume you found your legal professional. In many different circumstances, lawyers have a vast history of schooling and court experience, so no two lawyers are going to be the same after you do some digging. Do not feel you have to sign with a lawyer just because you took advantage of a free consultation.

5. Staying informed – Communication must be open and precise when you are talking with your attorney. Do they need to call you for each little detail? If your DUI makes the process clear at the beginning, you will not be left wondering throughout the process and calling them every five minutes to see where things stand. The lawyer should explain to you at the beginning of your case when they will be contacting yo, what they will be discussing, and what you should be expecting at key points during your case.  If you’d like to know more visit:

Charleston SC Real Estate Professional – the True Cost of Home Insurance

How much is the Cost of Homeowners Insurance?

Real Estate in Charleston SCHomeowners insurance is one of the property insurances which is designed in order to protect the home of every individual against damages or any possession in every house. This offers liability coverage to every house against certain accident on the property or in the house. This Charleston SC real estate professional says that many homeowners feel insurance is useless and expensive but it’s not, in fact this insurance is very important in ensuring that your house is protected against any damages and accident. If you have homeowners insurance, the insurance will not just help you save money for your belongingness and for your house because the insurance company will help you in making your house resilient when natural disaster occurs.

You are surely wondering about the cost of homeowners insurance right? One of the normal question raised when encouraged to avail for this insurance is, how much is the cost of homeowners insurance? This is mostly asked if some insurance companies discuss this issue to every homeowner but then the cost cannot be easily determined since it all depends of different market factors. The answer for the question how much is the cost of homeowners insurance may vary from client to client. There are instances that the cost for a client is not the same with another client. The insurance companies can determine its cost depending on the rising construction amount of the house. It can be a condominium or a normal house. If the total construction cost of the house or condominium is determined, insurance company will not find any difficulty in giving answer to the question how much is the cost of homeowners insurance.

Liability lawsuits will totally increase the cost of homeowners insurance. Insurance companies mostly avoid this liability. If you are settled in a risky area, the cost of the insurance is totally expensive. But then, insurance companies also know and understand the client’s need on the policy they provide. And for this situation, they are giving their clients with reasonable rate which then meets all the customer need together with policy choices and preferences. How much is the cost of homeowners insurance is still asked repeatedly most especially to some homeowners who are not able to shell out easily because of their lifestyle and profession that does permits them.

How much is the cost of homeowners insurance is asked all over again most especially those people who are opt to make an investment. They are choosing their property or their house as their investment. They are doing this because they are aware of the difference between market value and replacement value. They want to make sure that their house has a value. If they want to sell their house, the homeowners insurance has the capability to maintain the natural value of the house. This act will enable you to get back your money and you will be able to ponder about the question how much is the cost of homeowners insurance. Although insurance companies cannot really determine and provide you the appropriate answer for the cost of homeowners insurance, however they are providing this insurance because they know that you deserve it and it will be very beneficial for you. For more great info like this, visit them at:


Less on The Emotions More About the Sugar

Welcome to the place on the web to get great advice about life along with a spoonful of sugar now and then to make it go down.  I’m passionate about life and liberty and the pursuit of happiness (and all that) and with a background in both the business world and law, I hope to dish out my share of medicine on this website.   Check back soon for tons of informational postings about:

  • Law and how it effects our daily life
  • Divorce law and changes in the US
  • Children and the impact of the laws on the innocent.
  • How to prepare yourself when you have a brush with the legal system on many topics from DUI to Drugs.